Hello, this is a household account book creator carrot vending machine.

• Do you have any debts you'd like to repay?
• Is your bank account always empty?
• Are you busy canceling your savings without being able to meet their due dates?
• Does my salary just slip through my account?

If these are your stories, my class's I really need helpThey'll do it!

The household account department made it repay 100 million in 16 months.

Before I started a household account book, Warlabel was the value of my life, and traveling was my only pleasure in life. Because I worked so hard, I thought I should enjoy using it!

Then one day, I suddenly have 100 million dollars in debt. The first thing I did at that time 'Income and Expense Check' It was. They lived for a long time as a working couple, but they didn't have any money to save, and they didn't understand and manage their income and expenses at all.

Also, after checking income and expenses over the past 3 months, I found shocking spending patterns and consumption tendencies. I was spending most of the money I was making from spending more than I earned. What's surprising is that I use a household account book Determined thenceforth Consumption decreasesIt means that income has begun to be left behind.

Through writing a household account book that began like that

Achieving an average savings rate of 70%

After 16 months Repay all 100 millionI was able to do it.

▶ ︎ Achieved an average savings rate of 70% from 2017 to 2018

Thoroughly from the ground up!

You have to start by establishing an economic concept right away.

Do you know exactly how much you spend in a month? If you don't know exactly, my classes will help you. From the past when I used to cover it up and use it Economic conceptWe will correct it again from now on!

A household account book that will be a statement of my life

What is more important than using a household account book is a household account book why It's about knowing if you should write it and write it. You can only succeed if you start by knowing exactly why you should use a household account book instead of saving the price of a cup of coffee right away and not taking a taxi.

It's not about being forced to save money while being stressed Voluntary savingsI'll make it so that it can be.

Systematically and firmly!

Learn about household accounts in the order of 'Orientation - Essentials - Practice - Sustainability Strategy'.

Before we write a household account book in class, we have the opportunity to reflect on our past consumption. and Practical skills such as expenditure classification, bankbook management, budgeting, and settlementYou'll learn to listen. Make all of this completely my own sustainedI'll also show you some strategies you can do!

Easy with the app!

If it's hard for you to write it down by hand, we'll help you with a household account book app that's right for you.

When you think of a household account book, is a paper account book the first thing that comes to mind? The best way to write a household account book comfortably and efficiently is to use an app. In my class, classes are conducted using the Household Account App.

This is the actual savings and expenditure history of the students that changed after taking the offline household account book class!

[Changes in household accounts of employees in their 20s]

• Before class: Save 14% Spend 60%



• After class: 27% of expenses Savings 65%

[Changes in household accounts of employees in their 30s]

• Before class: Savings 18% Spending 76%

• After class: 50% of expenses Savings 54%

These are actual reviews from people who took the household account book class.

It was not just a time to learn how to write a household account book, but a time to reflect on the values of life. Also, after listening to the lecture, I was looking forward to my life a year after putting it into practice. It's not easy, but I think it's a course you must listen to in your life.

- During the class review by **

One of the best things I did this year was taking this course. I want office workers and students to listen without saying anything. It's easy to sit and listen to a lecture, but it's hard to put it into practice. Writing a household account book itself is tedious and difficult, but it is because you have to change your consumption habits and mindset that you have established so far, but after listening to the course, you will want to change yourself.

- During a class review by **

This is a must-attend class for those who think they are currently using a household account book to manage their income, but the collection of money doesn't come into contact with their skin. It will be an opportunity to reflect on the lack of salary management and mindset that you already knew and missed.

- During Kim**'s class review

The beginning of economic freedom is income and salary management!

We all dream of financial freedom. If so, you should ask yourself what you're doing for financial freedom right now.

There is no inheritance to inherit An ordinary office workerIs financial freedom just a dream you've heard? If you're not sure where to start and how to get started, get help from my classes

The beginning of all economic concepts Income managementIt's. It doesn't matter if it's a small income or an irregular income. It all starts with payroll management.

Even without special financial technology

Through proper household account keeping and financial management

You'll experience amazing changes!